Remember Noah? Yeah, he didn’t have insurance. Protecting your home against an Act of God doesn’t require a degree in woodwork, but is as simple as taking out a home insurance policy and maintaining your home to prevent damage, say Insurance.co.za. This is especially important for homes built below the 50- and 100-year flood lines. According to Dawie Buys at the South African Insurance Association, certain homes in certain areas of SA are more at risk of flooding during the heavy rains forecast for March and April.
“All houses built near rivers, dams and low lying areas surrounding these are more at risk, as are all houses built below the various flood lines commonly referred to as the 50- and 100- year flood lines,” says Buys. But rapid environmental changes may put even those homes built above the flood lines at risk. “As the frequency cycle of floods are changing rapidly (as seen recently along the Vaal and Orange rivers), [the flood lines] may no longer be an acceptable measurement, compelling insurers to reevaluate their exposures in these areas.”
So don’t forget to get your latest insurance quotes from Insurance.co.za.
Before you start your search for cheap ski insurance, you may wish to spend a couple of minutes having a think about what it is you are actually looking for.
You may decide to look for cover that can help you continue with your ski holiday even if things do go wrong or in the worst case, help you get home.
- ski equipment and clothing may be very expensive items and if these are lost or stolen, and replacing them or hiring replacements, may add significantly to the cost of your holiday;
- skiing can also be a fairly dangerous activity and broken limbs may not be all that uncommon – emergency medical treatment and repatriation may be required;
- arriving at your ski resort and discovering that there’s no snow may be the stuff of nightmares for the skiing enthusiast and getting financial assistance towards being able to go to where the snow is, may provide much needed peace of mind.
You may consider a winter sports travel insurance policy, which can provide you with these features, to be cheap ski insurance though others, with different requirements, may not.
What is cheap ski cover for you may not be cheap for someone else – it is a very personal thing.
Winter travel may also be more problematic than at other times of the year, so having winter sports travel insurance that can offer compensation for delayed flights may be high on your list of insurance ‘must haves’.
There may be many terms that come to mind when describing a skiing holiday but these may be unlikely to include ‘cheap’. Ski insurance may help ensure that you do not end up out of pocket.
Are you planning to buy your own boat? Then you have come to the right place. You already know the advantages of owning your own boat. You and your family get to enjoy the pleasure of sailing without having to worry about a thing. However in this article we will not be discussing on how you can have fun with your own boat, this you will discover on your own. We are gone discuss on something most important thing- protecting your investment. You need to buy yourself a good insurance in order to get the financial coverage on your investment. There are varieties of boats insurance available in the market. You need to know basics of these policies in order to buy the best one which suits your needs.
The most important boats insurance is the physical damage policy, this policy provides the financial coverage in case your boat is damaged. With eh ever increasing traffic in water the chances of your boa getting damaged is very high. This is where this policy kicks in. this policy covers if your boat is damaged due to an accident or due to acts of vandalism. Along with this policy you need to consider buying fire accident policy. As the name indicates this policy provides coverage if your boat is damaged due to fire accident. This way you can make sure that your oat is completely protected from any damages.
Now coming to protection of yourself. If you do not have any idea about what I am talking about, then imagine a situation where your boat is involved in an accident resulting in damage of another person’s boat or any other property. If there is any injury to other people due to this accident then you can be sure that you will be sued for a huge amount of money. In order to protect yourself from this type of situation you need to consider buying third party liability policy. This is a special type of boats insurance policy which protects the boat owners in conditions mentioned above.
The next thing all boat owners need to know is where to buy good boat insurance policy. The best place where one can buy a good policy is the internet. There are many website which deals with various types of boats insurance policies. Owners can log on to these sites and provide the needed data, they will be directed to the list of policies and they can choose the best policy.
Angella Brown is an expert author on various interesting topics. To know more about the various policies why not compare Boats Insurance yourself, from a range of top providers. For more in-depth analysis of insurance feel free to visit us at Boat Quote Insurance.