Do not attempt to drive a vehicle in the state of Maryland without car insurance. If you are caught driving over a public road in Maryland without automobile insurance your license plates can be confiscated as well as your registration revoked. No new registration no new plates is going to be issued for you until you can prove that you have the mandatory insurance coverage. Furthermore you may be susceptible to additional criminal penalties imposed by the courts.
Put simply, it really doesn’t make any sense to even attempt to drive a car in Maryland unless you carry insurance.
Auto insurance in Maryland doesn’t have to be prohibitively expense for many drivers. In fact, there are several steps you can take to help keep your rates low.
Start by keeping a clean record. A speeding ticket or even a drunk or impaired driving conviction can cause your automobile insurance costs to rise towards the stratosphere. Likewise, accidents, especially accidents that are deemed your fault, will also cause your monthly premiums to increase sharply – and once your premiums have risen as a result of any of these factors they may be likely to stay high for quite some time. Changing insurance firms does poor quality; your records are around for all automobile insurance companies.
If you’re below Two-and-a-half decades of age then you know that car insurance is especially costly for you. If you are still in school and you want to keep your rates as low as possible then be in school and work hard; average grades of “B” or better will save you as much as 5% in monthly premiums at most insurance companies. This is whats called a Good Student Discount.
If you are 55 years old or more you could have noticed your car insurance rates creeping up. They don’t have to remain high, however. Confer with your insurance agent to see if your company supplies a discount for seniors who’ve successfully completed a refresher driver’s course. Many companies offer a monthly premium discount of just as much as 10% to qualifying seniors.