Tag Archives: automobile insurance

Car Insurance Discounts You Don’t Want To Miss

Looking for cheap auto insurance quote online but did you know that you can take your savings even further?

Use these five strategies to assist you in retrieving the best auto insurance quotes online:

Will make it easier on your wallet, reduce your monthly car insurance premiums and the quality of coverage will still be the same. Discounts will increase as you use each of the following strategies below.

1st Strategy for Low Auto Insurance Costs

Vehicle Equipment:

  •     Driver Air Bags & Passenger Air Bags
  •     Anti-Locking Brakes: During heavy, quick braking these types of brakes will prevent the vehicle from sliding (usually newer vehicles have this as standard brakes)
  •     Car Alarm: Protect your car with a car alarm or if you have one that is already equipped you can ask your auto insurance company if they have additional discounts for cars equipped with an anti-theft device

Low Auto Insurance Premium Strategy #2

    Driving Record History: No Accidents for 5 years+: Ready for major savings on your car insurance premiums? You will be classified as a ‘low risk driver’

    Seat Belts: Are you big on wearing seat belts and making sure your passengers wear their seat belts all the time? Good because your car insurance company will reduce your car insurance premiums for doing just that!

Car insurance companies love safe drivers! If you have a spotless driving record you may end up qualifying for accident forgiveness if you get into an vehicle accident in the future

Low Auto Insurance Premium Strategy #3

    A Simple Driver’s Education Course: All you have to do is take one driver’s education class and get a discount from your auto insurer. Simple as that. The discount applies to your monthly premium so you save every month for the life of your policy with the insurer

    Defensive Driving Discount: Depending on the state you reside in you may be able to take a course on defensive driving and receive a discount just for taking that course

    Full Time Student Good Student Discount: Research has shown that good students are good drivers and their car insurance premiums are reduced because of that. They look for a “B” Average in the young drivers grades

Low Auto Insurance Premium Strategy #4

If you happen to be affiliated with a specific association / organization such as:

Accounting, School Alumni, Attorney, Credit Unions, Education / Teaching, Engineering, Federal, Financial, Medical, Military, Professional Development, Scientific, Student Organizations, Technical, etc.

Check with the insurer as they may offer some deep discounts depending on your affiliation.

Strategy #5 On Finding Low Auto Insurance Premiums

Compare Car Insurance Rates: When you compare auto insurance rates from several reputable auto insurers you FORCE them to compete for your business.

In order to compete with other competitors on the insurance quotes comparison sites auto insurance companies must present lower auto insurance premiums that what they would quote on their site otherwise they will lose business.

Ultimately one of the best ways to get discounted, cheap auto insurance.

Searching for that instant auto insurance premium quote?

Compare insurance quotes car now and you will be able to implement each one of the above car insurance quote online strategies in the application.

Just a little extra work and time can help people save hundreds of dollars over their auto insurance annually.